I've had accounts at ING Direct for over 12 years now. I first started there because they had the highest interest rates and the most online functionality. They still pay higher rates, even though rates are about zero everywhere, and they can do all the online stuff any other bank can do, from bill paying to sending pictures of checks to deposit, and they were the first to have enhanced internet security, where you get a unique picture and phrase before you sign on that lets you know it's really their web site. ING sold their banking division to Capital One a couple years ago, but they still operate the same way.
If you open an account using this link, we both get some $. https://r.capitalone360.com/FCSuQJC3dt